INCREASINGLY sophisticated and ``corporatised'' scammers are ripping off Australians to the tune of $700 million a year, with lonely hearts the latest target. The Australian Competition and Consumer Commission says people are still being duped by dishonesty because schemes are becoming more sophisticated, technology is available to reach a wider audience and approaches are becoming more believable.
``The inheritance letters you get are not the dumb ones we used to get that used to have spelling mistakes, they start to seem legitimate to people,'' ACCC deputy chair Louise Sylvan said. ``The criminals are getting more sophisticated so more people are now getting caught out.''
She said the latest ACCC research suggested Australians were losing up to $700 million a year to scams, while the latest British figure was pound stg. 3.5 billion ($7.6 billion).
Ms Sylvan said a number of scammers in places such as Nigeria and Europe had now turned to romance scams - sometimes using dating web sites, or just an email introduction. ``They spend quite a bit of time establishing the relationship,'' she said. This often also included internet telephone calls that appeared to come from within Australia but actually originated overseas.
``They've developed a relationship through email and telephone and never sighted each other.
``Then they say they're in trouble and ask for money to help them out and when you've got that relationship developed already it's obvious people will come to their assistance and they do.''
Ms Sylvan said scams still came in many forms and people needed to be extra vigilant.
``It can be as simple as clicking on a computer pop-up for a prize that sends a virus to your computer, or entering a competition that seems legitimate but is really collecting information to steal your money or your identity, or responding to that email offering from a lonely soul seeking companionship,'' she said.
``Whether its offers of easy money, great prizes or true love, these sophisticated scammers have learned how to push people's buttons and get a response. "
``Consumers must protect themselves. The key rules are never give your personal information out to unsolicited requests - either online, by email or by phone, and never click on a link in an unsolicited email."
``The level of organisation and almost corporatisation of this crime has really increased very, very substantially, which is why it's worrying us a lot more.''
According to the South Australian police, 31 per cent of all scams registered with the Commercial and Electronic Crime Branch related to dating and friendship scams.
South Australian Minister for Consumer Affairs Jennifer Rankine said people should think twice about giving any assistance to people they've encountered in these types of situations ``because they could find their life's savings are siphoned within seconds''.
``If you're ever in doubt, delete or destroy any email you receive that looks dubious - for example the subject line could look suspicious or you don't recognise the sender - it is safest to delete it without opening it,'' she said.
RECENT REPORTED SCAMS * New Zealand authorities this month issued a warning about an international ``hitman scam'' warning recipients they would be killed if they did not pay thousands of dollars to a cyber extortionist. The email suggested someone wanted the recipient dead and had hired the writer to kill them but the contract could be cancelled if they paid up to $85,000.
* Sensis this month issued a warning about a sweepstake scam being mailed to people and businesses announcing they were the lucky winner of an $80,000 prize from Yellow Pages or Yellow Pages 21st Century. People received an initial cheque as part payment of the prize and were asked to provide their bank details to have the full prize deposited into their account.
* A woman using internet provider addresses in Melbourne, Sydney, Adelaide and Brisbane ripped thousands of dollars off mothers and concert lovers for at least three years in an online scam, claiming to sell children's items and concert tickets. The money was deposited in the woman's bank account but the promised goods were never delivered.
* Australian investors last year lost more than $2 million after being lured by cold callers into investing in a bogus offshore options trading scam. The calls came from a fictitious London firm and were even supported by an official-looking website called the Dubai Options Exchange. Funds were transferred to a bank account in Malaysia
Source: http://www.news.com.au/adelaidenow/money/story/0,26907,23465661-5015839,00
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